The markets

Trading stocks
and indices

The market most people meet first, and the one with the richest public information. It is also the one where a single scheduled event can gap straight through your stop.

Part of The marketsReading time 9 minLevel Beginner

A share is a claim on a real business. That single fact makes equities the most analysable market available: companies are legally required to publish their results, so you can read the actual numbers behind the chart.

How the market is structured

AspectDetail
HoursExchange-specific. London 08:00–16:30 UK; New York 14:30–21:00 UK
Pre/post marketTrading outside those hours exists but is thin, wide-spread and volatile
SettlementTypically T+1 in the US and T+2 in much of Europe
OwnershipYou own an actual asset with voting rights and dividend entitlement
DataPublished quarterly or half-yearly results, filings, analyst coverage

The fixed hours have a direct trading consequence: equities gap. News arrives overnight and at weekends while the market is shut, and the price simply reopens somewhere else. A stop-loss cannot protect you across a gap.

What moves individual shares

  • Earnings. The dominant scheduled catalyst. Four times a year a stock can move 10%+ in a single print.
  • Guidance. Often matters more than the results themselves — markets price the future, and management's outlook is the freshest information about it.
  • Interest rates. They change the discount rate applied to all future profits. High-growth companies are the most rate-sensitive.
  • Sector rotation. Capital moves between sectors as the economic cycle turns. A good company in an out-of-favour sector can drift for a long time.
  • Index inclusion. Joining a major index forces passive funds to buy — a genuine, mechanical flow unrelated to fundamentals.

Indices: trading the market itself

An index tracks a basket — the S&P 500, FTSE 100, Nasdaq 100. Trading an index means taking a view on the market or economy rather than one company.

Individual stockIndex
VolatilityHigher — company-specific riskLower — diversified across holdings
Gap riskSevere around earningsMuch lower; no single earnings event
Research burdenCompany by companyMacro and breadth
UpsideCan multiplySteadier, more modest
Blow-up riskA single fraud or warning can halve itEffectively nil at index level

Sectors and the cycle

Sectors respond differently to the economic cycle, and knowing roughly where you are in that cycle explains a lot of relative performance:

TypeExamplesTends to lead
CyclicalsIndustrials, consumer discretionary, banksEarly recovery
GrowthTechnology, communicationsFalling-rate environments
DefensivesUtilities, consumer staples, healthcareLate cycle and downturns
Commodity-linkedEnergy, materials, miningInflationary and supply-driven periods

Practical points for new traders

  • Liquidity varies enormously. Large-cap shares fill instantly; small-caps have wide spreads where the screen price is not the price you get.
  • Dividends adjust the price. On the ex-dividend date the share drops by roughly the dividend. That is not a sell-off.
  • Short selling is constrained. You must borrow the shares, pay a fee, and can be forced to close if the lender recalls them.
  • Currency risk is real. A UK investor buying US shares takes a GBP/USD position whether they intended to or not.
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The markets